Retirement and Investments

Powerbrokers is an Authorised Financial Services Provider License Number 9635

Retirement Planning

Retirement planning is often seen as something that will be attended to somewhere in the future. However, the truth is that the sooner you start planning and saving for your retirement, the better you will be prepared for it.

Many clients, regardless of their age, do not think about the risks involved at retirement, nor do they value the benefit of saving over long periods of time. We do an in-depth retirement plan, so that the client may understand what will happen to their retirement savings in the future. Following this plan will enable the client to retire free of financial burden.

In many cases, clients have the belief that their current pension fund or retirement annuity will provide sufficient capital at retirement, or that their business or primary residence will provide the necessary retirement funding capital. Unfortunately, this is not always the case, since the value of retirement funding that is required to provide appropriately for their retirement needs, is more often than not, underestimated. 

Power Brokers ensures that a client is aware of not only his/her current situation with regards to their finances, but also what the end goal is and how to get there. This creates a situation where all parties concerned are not only in agreement, but become partners in this process.

Proper retirement planning does not only take Retirement Annuities, Pension funds, etc. into account, but also other assets that might be able to provide either a capital sum at retirement, or a passive income. Using all obtainable information, including future investment opportunities, we advise our clients on the best course forward.

Investment Planning

It is of paramount importance that clients understand the elements that determine not only the type of investment we recommend, but also the expected return they may receive.

The type of investment that we recommend will be influenced by the client’s unique personality, circumstances, and requirements. It is critical that clients not only understands the investment vehicle, but also understand the investment outcome and its requirements. Our process to attain this information is by completing a Risk Profile Analysis with each client, thereby determining the clients risk appetite and the expected outcome of the investment need.

At Power Brokers, we have access to all major role players and product providers in the South African financial market. We are therefore able to provide our clients with the best and up to date solutions. We provide an on-going service to them that makes available information about market trends and information pertaining to their situation and solution. Our service enables our clients to have regular contact with us and ensures that they understand their investment portfolio.