Risk Planning

Powerbrokers is an Authorised Financial Services Provider License Number 9635

Risk Planning

Every individual should consider risk cover. This provides protection and liquidity in the event of death, disability or illness to ensure that your family’s financial needs are catered for. Risk cover needs to be tailored according to your individual lifestyle, taking into account various factors like qualification, profession, income and your health status. We perform a full financial needs analysis to determine the necessary insurance needs which are then tailored to the individual client.

We reassess client needs and product options annually to ensure that cover and premium are still aligned.

  • Life Assurance
  • Disability
  • Terminal Illness (Dread Disease)
  • Income Protection

For individuals with business interest (such as equity) in private companies, we provide advice around:

  • Buy and Sell Agreement
  • Key Person Insurance
  • Contingent Liability Insurance